Why do you need insurance for your RV?
In most states, you must carry liability insurance if you're driving an RV on the road. The state minimum requirements are usually the same as a car.
How much does RV insurance cost?
The cost of RV insurance depends on a few factors: your state's insurance requirements, your driving history, and your needs. Your total costs will depend on the RV insurance coverage, liability limits, and deductibles that you choose.
If you want extra protection of carrying higher liability limits, then your insurance may cost more. If you want to carry a higher deductible, then your insurance may cost less.