IS YOUR BOATING INSURANCE SEAWORTHY?
Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.
Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.
DOES HOMEOWNERS INSURANCE COVER YOUR BOAT?
The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.
In other words, if you don't carry a boat insurance policy, you may be underinsured.
BOAT INSURANCE: WHAT'S COVERED
Typical coverages should include:
Medical and physical damage perils
We also provide insurance for the following types of boats and personal watercraft:
Mini Jet Boat
Other Fishing Boat
AUTO INSURANCE: REQUIRED AND ADDITIONAL PROTECTION
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:
But additional protection may include:
Emergency Road Service
Uninsured Motorist Protection.
BOAT INSURANCE DISCOUNTS SPOKEN HERE
We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:
Own your home
Have idle assisted steering installed
Insure multiple vessels
Bundle other kinds of insurance
Are the original owner
Pay your policy in full each year
Have a clean automobile driving record
Have a safety course certification
There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.
WHY WE'RE DIFFERENT
You may think you want the cheapest insurance you can find, but cheap isn't everything.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you. There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.
Contact us today, and we'll help you protect what matters most.